Pradhan Mantri Suraksha Bima Yojana
Pradhan Mantri Suraksha Bima Yojana (PMSBY) is a government-backed accident insurance scheme launched by the Government of India. This scheme aims to provide affordable insurance coverage to individuals for accidental death and disability.
Benefits of Pradhan Mantri Suraksha Bima Yojana
| Benefit Type | Details |
| Accidental Death | ₹2 lakh |
| Total and irrecoverable loss of both eyes or both hands or feet or one eye and one hand/foot | ₹2 lakh |
| Total and irrecoverable loss of sight of one eye or loss of use of one hand/foot | ₹1 lakh |
| Annual Premium | ₹20 |
Eligibility for Pradhan Mantri Suraksha Bima Yojana
| Eligibility Criteria | Details |
| Age | 18 to 70 years |
| Bank Account |
Must have a savings bank account
|
| Consent to join/enable auto-debit |
Must provide consent for auto-debit annually
|
Official Website
How to Apply for Pradhan Mantri Suraksha Bima Yojana
- Contact Your Bank: Visit your bank branch where you hold a savings account.
- Submit the Form: Fill out the PMSBY application form available at the bank.
- Consent for Auto-Debit: Provide consent for auto-debit of the annual premium.
- Confirmation: Once the bank processes your form, you will receive confirmation of your enrollment.
Documents Required for Pradhan Mantri Suraksha Bima Yojana
| Document | Details |
| Bank Account Details |
Savings account number and IFSC code
|
| Aadhaar Card |
As an identity proof
|
| Consent Form |
For auto-debit of the premium
|
| Contact Information |
Phone number and/or email address
|
How to Check Application Status
To check the status of your Pradhan Mantri Suraksha Bima Yojana application:
- Visit Bank Branch: Go to the bank where you applied.
- Online Banking: Use your bank’s internet banking service to check the status.
- Customer Service: Contact your bank’s customer service for assistance.
Sources and References
For more information, visit the official government websites:
FAQs on Pradhan Mantri Suraksha Bima Yojana
Q1: Who is eligible for PMSBY? A: Individuals aged 18 to 70 years with a savings bank account are eligible.
Q2: What is the annual premium for PMSBY? A: The annual premium is ₹20.
Q3: How can I apply for the scheme? A: You can apply by visiting your bank, filling out the form, and consenting to auto-debit.
Q4: What does the scheme cover? A: It covers accidental death, total and partial disability.
Q5: Can I check my application status online? A: Yes, you can check it via your bank’s internet banking service or by visiting the bank branch.
The Pradhan Mantri Suraksha Bima Yojana is a crucial initiative that aims to provide financial security to individuals and their families in case of accidents, ensuring a safety net for those in need.
